My client injured her right shoulder once in 2004. Then, she hurt the same shoulder in a similar type of injury (much more severe) in 2011. Both injuries occurred while working for the same employer, at work, in a workplace accident. Both injuries were covered under different insurance companies.
My client needs medical care (surgery and PT) to get better and back to work. One or the other insurance company must eventually pay. However, each is currently participating in a good ol' fashioned, white, Anglo Saxon stand-off of four months, giving each other the perching parakeet fist finger. Who suffers?
Everyone suffers. The employee sits at home, dragging her dominant arm around the house while she collects disability. We have to sue, and taxpayers have to pay the judge, his clerk, a medical panel, a secretary, and me (attorney) to make one or the other sorry- arsed insurance company pay.
This, my friends, is the insanity of the U.S. Medical and Liability Insurance system.
Whether it’s private- or government-run, jettison the blame game regarding medical care and make all injuries, regardless of cause (that's right – auto, medical malpractice, assault, sports, etc.), covered by the primary insurance of the injured person. End of story. Get them patched up and back to work as soon as possible.
Loren M. Lambert © March 22, 2012
My client needs medical care (surgery and PT) to get better and back to work. One or the other insurance company must eventually pay. However, each is currently participating in a good ol' fashioned, white, Anglo Saxon stand-off of four months, giving each other the perching parakeet fist finger. Who suffers?
Everyone suffers. The employee sits at home, dragging her dominant arm around the house while she collects disability. We have to sue, and taxpayers have to pay the judge, his clerk, a medical panel, a secretary, and me (attorney) to make one or the other sorry- arsed insurance company pay.
This, my friends, is the insanity of the U.S. Medical and Liability Insurance system.
Whether it’s private- or government-run, jettison the blame game regarding medical care and make all injuries, regardless of cause (that's right – auto, medical malpractice, assault, sports, etc.), covered by the primary insurance of the injured person. End of story. Get them patched up and back to work as soon as possible.
Loren M. Lambert © March 22, 2012
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