Friday, December 21, 2018

Another Staunch Conservative Saved by Obamacare

My very conservative gym friend, a retired military colonel, said his daughter gave birth to a child with serious healthcare issues that will cost thousands and thousands of dollars (the child will need brain surgery). Several months before the birth, her husband had lost his job and the company went bankrupt, so the family lost their healthcare and COBRA (Consolidated Omnibus Budget Reconciliation Act) benefits.

The daughter of my friend applied for Medicaid and was approved. Her husband found new employment, which terminates their eligibility for Medicaid. The good news (my friend explained as he expressed, "Thank goodness!") is that when the Medicaid eligibility runs out, it will happen just as the new employment's healthcare kicks in.

Why will it kick in just as the Medicaid coverage ends? Why will it cover the pre-existing condition of the child? It's because Obamacare establishes that the family is considered as having continuous coverage and therefore, the employer’s insurance cannot deny coverage for preexisting conditions. Hooray! Another conservative benefits from the changes that we help them get and they rail against!

Loren M. Lambert © January 9, 2013

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